Debt counselling is a regulated financial rehabilitation process that helps over-indebted consumers regain financial stability by restructuring their debt into a single, affordable repayment plan, while providing legal protection against enforcement action.
An administration order is a court-approved debt relief process for consumers with unsecured debt under R50,000 who cannot meet their obligations, allowing controlled repayment under judicial oversight while contractual interest continues to apply.
Rescission is when a contract is rendered null and void, and so is no longer recognized as legally binding.
The courts can free non-liable parties from their agreed obligations and, when possible, will effectively seek to restore them to the position they were in before the contract was signed.
If your name is listed for unpaid accounts or judgments, we assist with removing negative listings once the debt is settled or legally resolved.
We offer insurance options that protect you when unexpected events occur. This includes cover for accidents, loss of income, disability, or death.
Affordable funeral plans designed to give your family financial support during a difficult time. We offer quick payouts, multiple cover options, and flexible plans to suit individuals and families.
If you cannot work due to illness, injury, or disability, income protection ensures you still receive monthly payments. This gives you financial stability while you recover and prevents you from falling behind on your bills and responsibilities.
Employee Financial Wellness Program.
Financial education and support services are offered to businesses for their staff.
Why it fits: Helps expand their corporate offering.
We offer a free assessment to help you understand your financial standing. Our team reviews your income, expenses, and debts to identify the best solution for your situation.
Join our team as an independent agent and earn commission by referring clients to Mi Debt Consolidated. We provide training, support, and the tools you need to start earning quickly, whether full-time or part-time.
Mi Debt Consolidated provides professional debt counselling, credit services, and financial protection solutions designed to help individuals regain control of their finances. With a strong national footprint and a team of experienced specialists, we will guide you through every step of your financial recovery journey.

Owner / Founder of Mi Debt Consolidated
084 666 2885 | bertu@mi-debt.co.za
Office Hours:
Monday: 08:00 – 17:00
Tuesday: 08:00 – 17:00
Wednesday: 08:00 – 17:00
Thursday: 08:00 – 17:00
Friday: 08:00 – 17:00
Saturday: Closed
Sunday: Closed
Our national network of debt counsellors, legal experts, and financial professionals is dedicated to guiding you toward stability, clarity, and long-term financial freedom.
Every day, South Africans turn to Mi Debt Consolidated for guidance, support, and proven financial solutions. Our clients share how our team has helped them reduce stress, clear their names, and regain control of their financial future.
We follow a clear, supportive process to help you understand your options, reduce financial stress, and take back control of your life. Every step is handled with care by our qualified team.
Our process starts with understanding your situation.
We create a solution tailored to your financial reality.
We take action and walk the journey with you.